Canceled Subscription Monitoring
Stop_all_recurring declines tell a very clear story: a cardholder cancelled their subscription by instructing their issuer to block all future charges. With Pagos Insights, you can closely monitor transactions with this decline code to:
Smarter Subscription Rules with BIN Intelligence
Identify card types, banks, or BINs tied to churn or failed payments. Blocking risky BINs or guiding customers to more reliable methods can cut retry costs, reduce churn, and improve the customer experience.
The Pagos BIN Database gives you direct access to standard and enhanced BIN-level data, so you can:
Secure Network Tokens
Prevent involuntary churn by reducing the chance of failed transactions in the first place. Network tokenization replaces sensitive card details with a secure token that stays up to date—even when a customer’s card is reissued.
Always Fresh
Stored Credentials
When a customer’s card expires or gets replaced, that shouldn’t result in a cancelled subscription. But without up-to-date credentials, recurring payments can quietly fail—leading to involuntary churn and lost revenue. With our global Account Updater solution, you can update card credentials at checkout or request batch updates of your most valuable customer segments.
Optimize Your Payments Data with Pagos
The intelligent platform that transforms payments data into higher conversions, optimized costs, and deeper customer understanding.