Solutions

Solutions

Driving
Customer Loyalty

Turn first-time buyers into repeat advocates for your business

Optimize Retry Strategy
Optimize Retry Strategy
Optimize Retry Strategy

Insights

Insights

Insights

Know Your Customers

When it comes to driving customer loyalty, historical payments data is your holy grail. The more you know about who’s making it through checkout and how they prefer to shop, the more you can tailor experiences for your customers.

With Pagos, you can visualize all your payments data from every processor side-by-side and easily dig into any defining characteristic of your customer base.

Retry Attempt Success Rate
Retry Attempt Success Rate
Retry Attempt Success Rate
Retry Attempt Success Rate
Retry Attempt Success Rate
Retry Attempt Success Rate

BIN Data

BIN Data

BIN Data

Unlock Customer Insights with BIN Data

Every card your customers use contains a wealth of insight. With Pagos' BIN Database, you can break down your transaction data by issuer, geography, card type, and even funding source. Whether you’re optimizing your checkout experience or testing targeted campaigns, BIN data gives you the context you need to engage customers meaningfully—and keep them coming back.

Insights

Insights

Insights

Stop Losing Customers to Failed Transactions

A failed transaction attempt can cause customers to second guess their purchase, get frustrated with your brand, or—worst of all—turn to one of your competitors instead. When you understand what's driving declines, you can strategize ways to minimize them!

Decode decline reasons and take action to recover or retry where possible

Decode decline reasons and take action to recover or retry where possible

Identify where strict fraud rules might be turning away good customers

Identify where strict fraud rules might be turning away good customers

Tailor messaging, retries, or UX flows based on decline type to keep customers engaged

Tailor messaging, retries, or UX flows based on decline type to keep customers engaged

Retry Attempt Success Rate
Retry Attempt Success Rate
Retry Attempt Success Rate
Retry Attempt Success Rate
Retry Attempt Success Rate
Retry Attempt Success Rate

Observability

Observability

Observability

Stay on Top of
Outages and Issues

A single decline is all it takes to frustrate customers and lose them to a competitor. Never let an undetected outage or processing issue be the reason you lose loyal customers! With Alerts, Pagos monitors your declines for specific decline code spikes; you'll receive notifications in-app, via email, or even over Slack whenever declines require your attention.

Identify the market segments impacted and the types of declines plaguing your business. With automated, real-time monitoring, you can stop declines from becoming churn by taking immediate action where it’s needed most.

Account Updater

Account Updater

Account Updater

Always Have Updated Credentials on File

Even loyal customer can involuntarily churn if their vaulted card credentials fail. When cards expire or are reissued, recurring payments and stored credentials can quietly stop working and cause just enough friction to push a customer away.

Pagos’ global Account Updater refreshes expired or replaced payment credentials across all major card networks, so customers don’t have to re-enter details manually!

Maintain trust with seamless, uninterrupted payments.

Retry Attempt Success Rate
Retry Attempt Success Rate
Retry Attempt Success Rate

Network Tokens

Network Tokens

Network Tokens

Build Trust with Network Tokens

Loyalty is built on trust. Customers want to know their payment details are protected at checkout and in your vault. Network tokenization helps you deliver on that promise by replacing sensitive card data with a secure, dynamic token that stays current and reduces fraud risk.

Reduce fraud exposure by keeping real PANs out of your environment

Reduce fraud exposure by keeping real PANs out of your environment

Build customer trust by showing you take security seriously

Build customer trust by showing you take security seriously

Reduce declines from outdated credentials

Reduce declines from outdated credentials

Insights

Insights

Insights

Monitor Rewards Card Performance

Loyalty and rewards cards represent brand commitments from valued customers. Whether you issue your own card or partner with an issuer, you need your card to perform better than the rest. Delighting these valuable customers with seamless processing optimizes their experience and your revenue!

Offer loyalty benefits tied to specific card brand? Monitor approval rates by brand to ensure peak performance for loyal customers!

Offer loyalty benefits tied to specific card brand? Monitor approval rates by brand to ensure peak performance for loyal customers!

Offer loyalty benefits tied to specific card brand? Monitor approval rates by brand to ensure peak performance for loyal customers!

Monitor decline reasons for your rewards cards to better understand where valuable customers encounter checkout friction.

Monitor decline reasons for your rewards cards to better understand where valuable customers encounter checkout friction.

Monitor decline reasons for your rewards cards to better understand where valuable customers encounter checkout friction.

Monitor your loyalty card’s chargeback rates to identify where operational issues might be tarnishing your relationship with customers.

Monitor your loyalty card’s chargeback rates to identify where operational issues might be tarnishing your relationship with customers.

Monitor your loyalty card’s chargeback rates to identify where operational issues might be tarnishing your relationship with customers.

Customers

Customers

Customers

Merchants use Pagos to Drive Customer Loyalty

Merchants use Pagos to Drive Customer Loyalty

  • gofundme
  • mintmobile
  • eventbrite
  • crocs
  • Adobe
  • BasisTheory
  • ppro
  • Wix Company
  • Ravelin
  • Sardine
  • gofundme
  • mintmobile
  • eventbrite
  • crocs
  • Adobe
  • BasisTheory
  • ppro
  • Wix Company
  • Ravelin
  • Sardine
  • gofundme
  • mintmobile
  • eventbrite
  • crocs
  • Adobe
  • BasisTheory
  • ppro
  • Wix Company
  • Ravelin
  • Sardine

Optimize Your Payments Data with Pagos

The intelligent platform that transforms payments data into higher conversions, optimized costs, and deeper customer understanding.