Account Updater API
Global Account Updater
One integration provides instant access to account updater services from all four major card brands, independent of your processors.
Flexibility
Two Ways to Keep Credentials Fresh
Update cards one at a time or batch update cohorts of cards.
Real-Time Account Updater
Securely update your stored card details at the time of a transaction or card vaulting. You'll never attempt a transaction with outdated card credentials again.
Batch Account Updater
Batch update expired or recently declined cards. Securely send a cohort of cards and receive updated card credentials to keep your vault data fresh.
Scale
Efficient Updates, Big Outcomes
Refresh only what’s needed, keep fees predictable, and maintain conversion with always-current card data.
Coverage
Broad Reach, Seamless Integration
With direct network access, worldwide coverage, and flexible APIs, Pagos helps you manage updates at scale.
Network Coverage
One integration gives you direct connections to Visa, Mastercard, Discover, and Amex.
Global Coverage
Pagos is globally certified to perform account updates across the world.
Synchronous & Asynchronous Updates
Pagos supports single and batch API requests, integrating seamlessly with your systems.
Start Building with the Account Updater API
Keep your vault fresh and improve conversion.