We built Pagos on a foundation of easily accessible payments data. Best-in-class businesses like yours need payments data—specifically clean, organized data you can analyze and turn into an asset that drives business outcomes. And while it's true that individual processors do make your transaction data accessible for download, the process of acquiring and cleaning that data in preparation for analysis is no easy feat. Ultimately, creating a robust data pipeline powered by your entire payments stack could take months, if not years, for even the savviest of teams to develop and maintain.

This effort isn’t just time-consuming, it's costly. Building these systems requires a tremendous amount of work from teams with any number of competing priorities; spending time in the weeds with your payments data isn't necessarily the most efficient use of their time. That being said, the more time you spend without visibility into your payments data, the more likely you are to miss issues in your payments setup or ignore opportunities for revenue optimization. Pagos removes this issue entirely, granting you easy access to the data you need without requiring any work on your end.

No-Code Data Connections for Fast and Simple Payments Analysis

Pagos has all the tools you need to visualize, monitor, and act on your payments data. With Peacock by Pagos, you can analyze your payments data in well-organized dashboards that break down transactions, declines, chargebacks, orders, and more by a variety of meaningful variables. Whether it’s by country, currency, card type, or brand, we can help you understand your payments ecosystem with ease.

But before we even get you there, we have something that might excite you even more (if that's possible): no-code data connections. We offer no-code options for a variety of payment processors, including Checkout.com, Adyen, Stripe, Braintree, and Amex. You can quickly connect your Pagos account to multiple sources and view all your payments data aggregated in a single place—all without the headache of manual downloading and harmonizing data. With just a few steps, you can connect your data and start identifying actionable trends. This rapid time to value means you can observe and take action on meaningful trends in your payments stack today.

Harmonizing Data for Efficiency

We can't understate the value of these no-code data connections. Without any coding work, you can start streaming payments data from multiple sources into Pagos, where we'll harmonize all of it against a unified model. Data harmonization is typically the most time consuming task for any team trying to complete a full payments analysis. Different processors might label the same field with different formatting or spelling. For example one might use "Issuing_Bank_A" to refer to a particular issuing bank while another uses "Issuer A." We take care of these discrepancies, unifying values so you can efficiently compare all transactions across all processors to identify trends and pinpoint issues in your payments ecosystem. If that issuer were to then experience a sudden drop in approval rates or a spike in chargebacks, you'll know without needing to reconcile inconsistent naming conventions between processors!

More Ways to Add Value to Your Data

We understand that your PSPs aren’t privy to all the nuances of your business data. You may tag transactions with additional metadata, such as customer acquisition channels or retry attempts, which may not be necessary for the processors to know, but helps you with any payments analysis and optimization. That’s why we also offer our Enrichment API in addition to our no-code data connections. The Enrichment API allows you to add enhanced transaction data to all your payment events—regardless of which PSP or data connection we're ingesting data from. When you tag transactions with additional information like this, you gain the ability to segment and analyze your data in ways that matter to your business. For instance, you might want to track transaction volume by customer acquisition channel, analyze sales by product line, or even categorize transaction attempts as first attempt, retry, or second retry to better understand your retry or routing performance.

Your Data, Your Way

After you've taken advantage of our no-code data connections, and we've aggregated and harmonized your payments data, we want you to have full control over how you use it. That’s where Puffin by Pagos comes in. Puffin is our data streaming service through which you can download your clean and organized payments data at will or on a custom schedule. This flexibility allows your analysts, data engineering teams, and business stakeholders to integrate payments data directly into their workflows—enabling deeper analysis and more informed decision-making outside of Pagos' user interface.

Get Started Today!

If you're ready to experience the simplicity of no-code data ingestion and start optimizing your payments, you can sign up for an account or reach out to our team. We’re here to help make payments analysis seamless for you.