BIN Data API

BIN Data API

Route Transactions by BIN

Route payments smarter in real time using BIN data at checkout to optimize approvals and lower costs.

Looking up detailed BIN data in the Pagos dashboard.
Looking up detailed BIN data in the Pagos dashboard.

Flexibility

Flexibility

Two Ways to Integrate BIN Data

Request BIN Data one card at a time or query a stored file.

Real-Time BIN Data

Access BIN data instantly from your checkout or fraud flows with the real-time API.

Real-Time BIN Data

Access BIN data instantly from your checkout or fraud flows with the real-time API.

Batch BIN File

Integrate BIN data into your system with zero latency or work locally with the BIN batch file.

Batch BIN File

Integrate BIN data into your system with zero latency or work locally with the BIN batch file.

BIN Insights

BIN Insights

Turn BIN Insights
into Better Payments

Drive higher conversion, lower costs, and optimize routing by integrating BIN data into your checkout.

Understand Your Customers with BIN Data

Use BINs to uncover issuer, geography, and payment method details, and improve your routing decisions.

Understand Your Customers with BIN Data

Use BINs to uncover issuer, geography, and payment method details, and improve your routing decisions.

Understand Your Customers with BIN Data

Use BINs to uncover issuer, geography, and payment method details, and improve your routing decisions.

Optimize Costs

Route transactions to the processor with the best rates based on card type.

Optimize Costs

Route transactions to the processor with the best rates based on card type.

Optimize Costs

Route transactions to the processor with the best rates based on card type.

Detailed API Metrics

Track your integration with response metrics and usage insights.

Detailed API Metrics

Track your integration with response metrics and usage insights.

Detailed API Metrics

Track your integration with response metrics and usage insights.

Improve Conversion

Identify the best-performing routes in real time using BIN data to minimize declines and maximize conversion.

Improve Conversion

Identify the best-performing routes in real time using BIN data to minimize declines and maximize conversion.

Improve Conversion

Identify the best-performing routes in real time using BIN data to minimize declines and maximize conversion.

The Best BIN Data

The Best BIN Data

The Best BIN Data

The Best BIN Data

The most accurate, complete, and current BIN data.

8 and 9-Digit Range Support

Stay ahead as the industry moves beyond 6-digit BINs. Pagos helps you analyze and segment with next-gen precision.

8 and 9-Digit Range Support

Stay ahead as the industry moves beyond 6-digit BINs. Pagos helps you analyze and segment with next-gen precision.

8 and 9-Digit Range Support

Stay ahead as the industry moves beyond 6-digit BINs. Pagos helps you analyze and segment with next-gen precision.

Global Coverage

Get BIN details on cards issued across the world, from the most common card brands to the most niche local networks.

Global Coverage

Get BIN details on cards issued across the world, from the most common card brands to the most niche local networks.

Global Coverage

Get BIN details on cards issued across the world, from the most common card brands to the most niche local networks.

Updated Weekly

Pagos delivers the most up-to-date BIN intelligence in the industry, with data that updates every week.

Updated Weekly

Pagos delivers the most up-to-date BIN intelligence in the industry, with data that updates every week.

Updated Weekly

Pagos delivers the most up-to-date BIN intelligence in the industry, with data that updates every week.

Start Routing with BIN Data

Optimize your checkout, boost approvals, and cut costs with BIN data.