Account Updater API

Account Updater API

Global Account Updater

One integration provides instant access to account updater services from all four major card brands, independent of your processors.

Looking up detailed BIN data in the Pagos dashboard.

Flexibility

Flexibility

Two Ways to Keep Credentials Fresh

Update cards one at a time or batch update cohorts of cards.

Real-Time Account Updater

Securely update your stored card details at the time of a transaction or card vaulting. You'll never attempt a transaction with outdated card credentials again.

Real-Time Account Updater

Securely update your stored card details at the time of a transaction or card vaulting. You'll never attempt a transaction with outdated card credentials again.

Batch Account Updater

Batch update expired or recently declined cards. Securely send a cohort of cards and receive updated card credentials to keep your vault data fresh.

Batch Account Updater

Batch update expired or recently declined cards. Securely send a cohort of cards and receive updated card credentials to keep your vault data fresh.

Scale

Scale

Efficient Updates, Big Outcomes

Refresh only what’s needed, keep fees predictable, and maintain conversion with always-current card data.

Granular Control

Only request updates on the credentials you want to refresh, keeping costs in check.

Granular Control

Only request updates on the credentials you want to refresh, keeping costs in check.

Granular Control

Only request updates on the credentials you want to refresh, keeping costs in check.

Optimize Costs

Ensure cards are only updated once and pay a single price across all card brands.

Optimize Costs

Ensure cards are only updated once and pay a single price across all card brands.

Optimize Costs

Ensure cards are only updated once and pay a single price across all card brands.

Platform Support

Pagos supports advanced platform hierarchies for platforms and resellers with customer management.

Platform Support

Pagos supports advanced platform hierarchies for platforms and resellers with customer management.

Platform Support

Pagos supports advanced platform hierarchies for platforms and resellers with customer management.

Improve Conversion

Avoid checkout friction, declined transactions, and ultimately, customer churn with always updated card information.

Improve Conversion

Avoid checkout friction, declined transactions, and ultimately, customer churn with always updated card information.

Improve Conversion

Avoid checkout friction, declined transactions, and ultimately, customer churn with always updated card information.

Coverage

Coverage

Coverage

Broad Reach, Seamless Integration

With direct network access, worldwide coverage, and flexible APIs, Pagos helps you manage updates at scale.

Network Coverage

One integration gives you direct connections to Visa, Mastercard, Discover, and Amex.

Network Coverage

One integration gives you direct connections to Visa, Mastercard, Discover, and Amex.

Network Coverage

One integration gives you direct connections to Visa, Mastercard, Discover, and Amex.

Global Coverage

Pagos is globally certified to perform account updates across the world.

Global Coverage

Pagos is globally certified to perform account updates across the world.

Global Coverage

Pagos is globally certified to perform account updates across the world.

Synchronous & Asynchronous Updates

Pagos supports single and batch API requests, integrating seamlessly with your systems.

Synchronous & Asynchronous Updates

Pagos supports single and batch API requests, integrating seamlessly with your systems.

Synchronous & Asynchronous Updates

Pagos supports single and batch API requests, integrating seamlessly with your systems.

Start Building with the Account Updater API

Keep your vault fresh and improve conversion.