Benefits
Mitigate Fraud
- Identify buyers from risky locations
- Identify pre-paid cards
- Block cards from certain markets
Improve Experiences
- Dynamically message customers during checkout
- Provide better information to your Support team members
- Obtain insights to reduce customer churn
Manage Costs
- Identify different card types to estimate cost and better understand your merchant processing statement
- Identify commercial cards that may benefit from additional processing data
- Optimize processing costs by avoiding transactions on cards you can’t support
How it Works
Parrot by Pagos is an easy to use API that provides access to detailed bank and market data based on the payment card’s Bank Identifier Number (BIN) or Issuer Identification Number (IIN). When you make a BIN/IIN request to Parrot we will return detailed information about the bank that issued the card, including details on the market (e.g. currency, time-zone).
It’s as easy as:
curl -H "x-api-key:[your API key here]" "https://api.pagos.ai/cards?bin=410230"
Networks We Cover
Data Points Provided
IIN Number Details
Network
Card Type
Prepaid Indicator
Country Details
Bank Issuer Details
Enhanced Data
Durbin
SCA Regulated
Interchange Regulated
Pricing
Cancel any time • Not for resale • Pay for 1 calendar month upfront
Basic
For Growing Business
$149
per month
Up to 100,000 requests
Overage over tier
Additional $0.002 per request
Enhanced data
Additional $0.02 per request
Pro
Perfect for larger business
$249
per month
Up to 500,000 requests
Overage over tier
Additional $0.001 per request
Enhanced data
Additional $0.01 per request
Coming Soon
- Network token support
- Country payroll dates
- E-commerce stats
- Issuer market share
About Us
We are a passionate team of payments veterans and technologists who know that better data can lead to better outcomes for customers, leading to higher revenue and lower costs for businesses. There is a lot of BIN/IIN data out there and yet we still hear merchants and payments companies asking for something better: higher quality, faster updates, better access, and actionable insight. The value Parrot adds comes from combining accurate BIN/IIN data with other data sets in the market and delivering that information through simple to use tools.
You can learn more about us here.