# Pagos.ai

> Pagos is a no-code AI and expert-powered payment intelligence platform that helps companies monitor and optimize their payment processing. Pagos turns raw payment data into actionable insights to help businesses improve conversion rates, cut costs, and manage risk. Pagos provides a unified intelligence layer that connects to any PSP and delivers transparency, performance insights, and automation.

Key features and benefits:
- Centralizes payment data from providers such as Stripe, Adyen, Braintree, and Worldpay to deliver transparency, data visualization, and insights.
- Provides actionable analytics and anomaly detection to improve authorization rates and reduce failed payments.
- Offers proprietary BIN intelligence for routing and retry optimization, fee reduction, and fraud prevention.
- Enables smart retry logic and decline recovery to reduce churn and revenue loss.
- Delivers AI-powered insights and recommendations through a payments-specific large language model.
- Integrates seamlessly with any payment service provider or gateway via processor-agnostic architecture.
- Acts as a neutral intelligence layer (not an orchestrator) to complement existing payment stacks.
- Designed by payments veterans from Stripe, PayPal, and Adyen with deep domain expertise.

## Solutions

- https://pagos.ai/solutions
  Unified solutions hub describing how Pagos converts raw payment data into operational, financial, and strategic insights.

Core solution pillars:
- Convert
- Retain
- Monitor
- Optimize

Audience-specific solutions:
- Growth Teams
- Enterprise Payments Teams
- Platforms & PSPs
- Consultants & Advisors

Capabilities:
- Unified dashboards across multiple payment providers
- AI-powered payments analysis and natural-language querying
- BIN-level and issuer-level intelligence
- Payment operations monitoring and observability
- Developer-ready APIs and data access
- Payments expertise augmented by Pagos AI

## Features

- https://pagos.ai/
  Payments Intelligence dashboard

- https://pagos.ai/products
  BIN Data, Card Intelligence, Retry & Decline Recovery

- https://pagos.ai/developers
  Integrations & APIs (REST, GraphQL, webhooks)

- https://pagos.ai/mcp
  Pagos MCP Server — Model Context Protocol server for AI agents and LLM access

- https://pagos.ai/learn/mcp
  Learn MCP — Setup guides, authentication, and usage documentation

## Resources

- https://pagos.ai/blog
- https://docs.pagos.ai/
- https://status.pagos.ai/
- https://pagos.ai/contact

## Getting Started

- https://pagos.ai/pricing
- https://pagos.ai/contact
- https://docs.pagos.ai/
- https://pagos.ai/partners

## Compare

- https://pagos.ai/ (Pagos vs. Tilled)
- https://pagos.ai/ (Pagos vs. Primer)
- https://pagos.ai/ (Pagos vs. Spreedly)
- https://pagos.ai/ (Pagos vs. Finix)
- https://pagos.ai/ (Pagos vs. Payrix)

## Company

- https://pagos.ai/about
- https://pagos.ai/customers
- https://pagos.ai/careers
- https://pagos.ai/legal
- https://pagos.ai/contact